Mortgage Resource Center


Clear Mountain Bank Benefits
  • Friendly, personal assistance.
    You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.


  • Closings in 30 Days or Less!
    Our no hassle application process and quick, local decisions mean a fast turnaround time for you.


  • Free Pre-qualifications!
    We offer free pre-qualifications, so you can shop for your mortgage knowing that you can afford the home.


  • After-hours Appointments Available!
    We know that you’re busy. We’ll meet with you on your terms, even after normal business hours, if necessary.


  • $8,000 Tax Credit for First Time Home Buyers!
    We offer many special programs for first time home buyers. Plus, first time home buyers may be eligible for an $8,000 tax credit if you purchase your home in 2009! Click here for more information


  • WV Housing Development Fund’s New 3-2-1 Program!
    This new program offers reduced interest rates during the first three years of the loan term on newly constructed homes. There are no income restrictions and loans are available up to $417,000. Contact us to see if you qualify!
Featured Rates
3 Year Adjustable Rate
 Rate  APR  Points
 5.240%  4.696%  1.000%
5 Year Adjustable Rate
 Rate  APR  Points
 5.490%  5.464%  1.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.455%  1.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.743%  1.000%
Assumptions



Rate Watch